Top Types of Commercial Insurance That Your Business Needs

Small businesses play an important role in the economy of Kansas. There are over 258,000 different small businesses in the Sunflower state covering a vast spectrum of firms and companies. If you are a business owner of one of them, you probably understand that to protect your business, yourself, and your employees, you should carry commercial insurance.

Here are the main four types of commercial insurance that any small business needs and why. 

The Types of Commercial Insurance That Your Business Needs

If you own a business and you want to protect it properly, consider having these types of commercial insurance:

  • Commercial general liability insurance. This insurance type provides coverage for general business risks. It covers such common risks as bodily injury, property damage, medical payments, and more. Therefore, it is one of the first types of business insurance that you should consider getting. 
  • Business interruption insurance. This type of commercial insurance covers various incidents that disrupt the earning ability of your company. Any business needs this coverage because it puts a business in the financial position that the business was in before the loss. 
  • Property insurance. The purpose of this insurance is to cover property damage, inventory, and other important assets. It covers a commercial building and its contents, which is perfect for small businesses.
  • Cyber insurance. This type of commercial insurance will cover damage if your business is hurt by any online activity. 

AHI Group – Your Reliable and Trustworthy Insurance Company in Olathe, KS

Are you a business owner operating your business in Olathe, KS and surrounding areas? Are you shopping for any type of commercial insurance? Do not look any further – AHI Group is here for you. Our insurance company will help you find the right policy based on your preferences, budget limits, and insurance needs. Visit us today or give us a call for more information.