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Home Insurance in Kansas

If you own something as precious as your home, you need to secure it with home insurance from AHI Group to compensate you when the unthinkable happens. Perils like fire, theft, hail, and other threats are ever-present in Kansas, so you had better be safe than sorry by securing a solid home insurance policy.

Need to learn more about home insurance? You are in the right place. Keep scrolling, and if you still have more questions, don't hesitate to contact us or visit our Olathe, KS office for more clarification.

Is home insurance mandatory in Kansas?

No Kansas law requires homeowners to invest in home insurance. However, if a mortgage secures your home, your lender may insist you purchase home insurance. However, the rule of thumb is that all homeowners should buy home insurance, whether it's compulsory. Home insurance is the safety net you run to when the unexpected knocks on your door.

Home insurance coverage options

Like most insurance policies, home insurance isn't one-size-fits-all coverage. This insurance policy comes with several options to help you choose those that suit your unique needs. The different home insurance coverage options include:

Dwelling coverage: This policy protects your building structure against perils like fire, hail, and lightning. It pays for the damage and even rebuilds your home if the damage is beyond repair.
Contents coverage: Your home insurance also covers the content inside your house. If damage or loss occurs to assets like clothing, electronics, and furniture, your home insurance covers the damage.
Liability coverage: If you are accused of property damage or bodily injury by others, home insurance can save the day. The same goes if third parties sue you.
Loss of use: Should a peril listed in your home insurance policy make your dwelling unlivable, home insurance covers the additional living expenses until your house is repaired.

Are you looking for an affordable home insurance policy in Olathe, KS? Don't hesitate to contact AHI Group for coverage that meets your budget and other unique needs.

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Testimonials

Always been great to work with. In addition to making sure we had the proper coverage, they were able to save us thousands of dollars on our premium. Glad we made the change.

-Drew H.

While needing to switch insurance companies for home and auto I was recommended to try this place. It was so much easier for me to do this because I didn't have a bunch of insurance sales people calling me after I get quotes. Also, it was so nice to do the majority of all the communication via email since it's hard to be on the phone while at work but could respond to get things worked out quickly via email. Very professional company and took care of my family.

-Staci M.

Tracy Roman did an outstanding job of reviewing and renewing my autos and homeowners insurance coverage. I would recommend her and AHI to anyone wanting to have professional service for their personal lines insurance coverages!

-Dan B.

Our family went through a difficult time when our father died, at the age of 99. AHI Insurance Group was so helpful to us, our representative Brad Neperud was a trooper, he looked around for the best deal, kept in touch on a regular basis, answered emails in timely manner, even phone calls. He did such a great job that I used him for my own personal use, too. Saved me money, and that's good. Thanks AHI and Brad.

-Mona H.

I have used AHI for many years for our home, auto, umbrella policies. They continue to outperform themselves, and take a huge burden off my shoulders to figure out if, and when I should look at changing carriers. They do all the work and I get all the benefits. Love what they do!

-Kevin N.

AHI Group