Boat/Watercraft Insurance in Kansas

Living in Kansas is a dream come true for people who love boating. This state features several rivers and lakes and is a great place to take your boat out. However, as you have fun with your boat, don’t forget about boat insurance from AHI Group. Boat insurance protects you, your passengers, and the boat when mishaps happen in the water. And not only that. Boat insurance comes to your rescue even when your boat is parked.

Is boat insurance required in Kansas?

While boaters must register their vessels, boat insurance isn’t a mandatory requirement in Kansas. But does this mean boat insurance isn’t essential? Absolutely not. Just like home or health insurance isn’t compulsory, boat insurance is a worthwhile investment if you want peace of mind and safeguard your finances.

Boat insurance coverage options

Are you shopping for boat insurance in Olathe, KS? It will help if you familiarize yourself with the different boat insurance policies. Some include:

  • Physical damage coverage: Comprehensive coverage covers your boat when damaged by a non-collision event such as fire or hail. Collision coverage compensates for damage to your boat if it’s sustained after colliding with another vessel or stationary object.
  • Liability coverage: If others accuse you of bodily injury or property damage, boat insurance covers the third-party expenses, lessening your financial burden.
  • Medical payments coverage: While boat accidents are rare, they happen, and you and your passengers can sustain injuries. Boat insurance can cover your medical expenses when involved in a boating accident.
  • Uninsured boater coverage: Since watercraft insurance isn’t compulsory in Kansas, encountering an uninsured boater is high. And since these boaters don’t have insurance to cover your damages when they are at fault, you need uninsured boater coverage to cover such expenses.

Need more information about boat insurance in Olathe, KS? Please get in touch with AHI Group to learn more about boat insurance. We offer numerous boat insurance coverages to protect you and your boat.